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Accepting Payments Online

Accepting Payments Online

Platforms like Stripe and Square have made it possible to start accepting credit cards within minutes of signing up. No merchant account setup, no complex technical configuration.

Payment Processing Fees

Every processor charges a transaction fee — typically 2.9% plus $0.30 per transaction online. On a $100 sale, you keep $96.80. High-volume businesses can negotiate lower rates.

Compare processors on rate, features, and integration with your existing tools — not on promises of the lowest fees.

Best Overall

Stripe

The most powerful online payment platform

  • 2.9% + $0.30 per transaction
  • Invoicing, subscriptions, and checkout
  • Developer-friendly API
  • Supports 135+ currencies

Visit Stripe →

Best for Invoicing

PayPal Business

Simple invoicing and payment collection

  • Easy invoice creation
  • 3.49% + $0.49 per transaction
  • Widely recognized
  • Pay Later option for customers

Visit PayPal Business →

Best for In-Person + Online

Square

Unified platform for online and in-person payments

  • 2.6% + $0.10 in-person
  • 2.9% + $0.30 online
  • Free POS app
  • Invoicing and e-commerce included

Visit Square →

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