Accepting Payments Online
Accepting Payments Online
Platforms like Stripe and Square have made it possible to start accepting credit cards within minutes of signing up. No merchant account setup, no complex technical configuration.
Payment Processing Fees
Every processor charges a transaction fee — typically 2.9% plus $0.30 per transaction online. On a $100 sale, you keep $96.80. High-volume businesses can negotiate lower rates.
Compare processors on rate, features, and integration with your existing tools — not on promises of the lowest fees.
Best Overall
Stripe
The most powerful online payment platform
- 2.9% + $0.30 per transaction
- Invoicing, subscriptions, and checkout
- Developer-friendly API
- Supports 135+ currencies
Best for Invoicing
PayPal Business
Simple invoicing and payment collection
- Easy invoice creation
- 3.49% + $0.49 per transaction
- Widely recognized
- Pay Later option for customers
Best for In-Person + Online
Square
Unified platform for online and in-person payments
- 2.6% + $0.10 in-person
- 2.9% + $0.30 online
- Free POS app
- Invoicing and e-commerce included
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